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How many expenses or investments in your company grow at a rate of 11.6%? Health trend increases are outpacing most other expenses and investments that your company might face. A number of factors are at play here, including the prevalence of costly new biologic medications that are regularly being introduced. Despite the fact that insurance companies across Canada continue to assume a health trend factor of between 11.5% and 12%, there are many ways to think about and manage this investment in your employees.